Adam Estates

The Overseas Desk

7,000 kilometres away, and not a single worry.

From your first WhatsApp to your name on the file — legally, transparently, through your Roshan Digital Account. You don't fly in until you want to.

How it works

How remote buying works

Five steps, each one documented. You see everything we see, at every stage — and nothing moves without your say-so.

  1. WhatsApp consultation

    Your brief, your budget, the phases you have in mind — on your schedule, with evening hours for UK and US time zones.

  2. Shortlist + live video walkthroughs

    We walk every shortlisted property on live video with you — the street, the frontage, the surroundings. Nothing staged, nothing cropped.

  3. Verification

    Title, transfer history and DHA records checked before you commit a rupee.

  4. Payment via Roshan Digital Account / bank channels

    Documented, legal and repatriable under the scheme's rules — every rupee moves through formal banking channels, on paper.

  5. Transfer & registration in your name

    Executed in person or via attested power of attorney; documents couriered to your door.

Roshan Digital Account

The official channel, in plain language

The Roshan Digital Account is the State Bank of Pakistan’s official banking channel for non-resident Pakistanis. It is opened remotely — with your NICOP or POC, through a participating bank — without a visit to Pakistan.

Funds for your purchase move through formal banking channels and are documented at every stage. That paper trail is what makes the purchase legal, traceable and — under the scheme’s rules — eligible for repatriation if you later sell.

We assist with the process end to end: from guidance on opening the account, to coordinating payment and transfer alongside your bank, to the final registration in your name.

This is general information, not tax or legal advice — your bank and your own advisors can confirm what applies to your situation.

Serving Pakistani families in

UAE · UK · USA · Australia · Canada · Saudi Arabia

We work your hours — evening calls UK/US welcome.

Questions, answered

What overseas buyers ask us

Straight answers on process, protection and paperwork — the things that matter when you are buying from another time zone.

It runs in five documented steps. We begin with a WhatsApp consultation to understand your brief and budget, then shortlist properties and walk each one on live video with you. Before any money moves, we verify the title, transfer history and DHA records. Payment goes through your Roshan Digital Account or other formal banking channels, and the transfer and registration are completed in your name — with every document shared with you along the way.

No. The transfer can be executed through a power of attorney attested at the Pakistani consulate or embassy in your country of residence — a routine, well-established process we guide you through. Many overseas clients complete the entire purchase without travelling; others choose to attend transfer day in person. Both routes are standard, and the choice is yours.

Costs depend on the property type, its value and your tax filer status, and official rates are revised periodically — so any figure quoted on a webpage risks being out of date. Instead, we prepare a written cost breakdown for your specific shortlist during your consultation, before you commit to anything, so there are no surprises at the transfer office.

Structurally, at every stage. Your money moves only through formal banking channels — typically your Roshan Digital Account — never in cash. We verify the title, transfer history and DHA records before any payment falls due, and documents are shared with you at every step, so you can see exactly where the file stands at all times.

Typically a matter of weeks rather than days once you have chosen a property. Verification, payment and the DHA transfer each take time, and DHA processing timelines vary with the office and the file. We set out a realistic schedule for your specific purchase at the start, and keep you updated at each stage rather than leaving you to chase.

Yes — under the Roshan Digital Account scheme's rules, proceeds from a property funded through your RDA can be repatriated through the same channel. The specifics — documentation, limits and timelines — are governed by your bank and the State Bank of Pakistan, so we recommend confirming the details of your situation directly with your bank.

From families abroad

Bought from overseas, in their own words

I bought a 500-yard plot in Phase 8 without leaving the UK. Video walkthroughs, every document on WhatsApp before I signed anything, funds through my Roshan account — and the transfer letter couriered to my door. My father could not believe it was this clean.
Imran S.Manchester, United Kingdom · bought from overseas · Phase 8

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